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Getting a mortgage doesn't have to be a daunting task. At CENTURY 21, we believe that knowledge is power and we want all our clients empowered to make good real estate decisions. That's why we give you an easy way to learn about the real estate financing process and your options.

And remember, you can register for My CENTURY 21 which will give you access to great tools such as:

  • View recent home sale prices in areas where you're looking
  • Research schools, demographics, and statistics for your dream neighborhood
  • Save a collection of your favorite properties
  • Be the first to know when properties that match your criteria come on the market with automatic email alerts
  • Find your nearest CENTURY 21 sales professionals to help you

Learn the Basics

Now, get ready to find and finance the home of your dreams!

About financing your first home
About financing your next home
About refinancing your home
About loan programs

Tools

Affordability Calculator
Monthly Mortgage Payment Calculator
Amortization Calculator
Refinancing Calculator

Q&A

Home Loan Options

All Cash
Alternative (A,B,C,D) Loans
Assumable Loans
Easy-Qualifier Loans
15, 30 & 40 Year Loans
Lease Options
Low-Cost Loans
Low-Down Loans
No Money Down Loans
Reverse Annuity Mortgages (RAMs)
Seller Financing
Whom to Contact

Qualifying

How do I qualify for a home loan?
Should I lock in the mortgage rate?
What if I'm turned down for a loan?
Bankruptcies & Foreclosures
Credit
Parent Gifts & Loans
Prequalifying & Preapproval
Private Mortgage Insurance (PMI)
Whom to Contact
More…

Other Mortgage Considerations

Appraisals & Market Value
Fannie Mae
Interest Rates
Lock-ins
Negative Amortization
Prepayment
Refinancing
Whom to Contact

Government Loan Programs

Federal Housing Administration (FHA)
Mortgage Credit Certificates
State Programs
Veterans Administration
Whom to Contact

Podcasts: Listen and Learn About Financing Real Estate

Listen and learn about financing real estate.

Investment Options and Strategies
Mortgages
Mortgages II: Advanced Topics
Real Estate 101

Glossary: Terms Related to Real Estate Financing

Quick jump to common financing terms.

Amortization
Balloon Loan
Convertible ARM
Discount Points
Private Mortgage Insurance (PMI)
More...